Women - No Time for Complacency!

This is National Women’s Week and the Women’s Affairs Bureau of the Ministry of Labour & Social Development is celebrating with a week of events that you should endeavor to participate in.

However, as we celebrate one of the realizations is that despite the inroads made by Bahamian women – they still seem to be complacent when it comes to relationships and money matters.

Bahamian women for the most part seem to still be comfortable having their finances managed by the men in their lives and seem to still think that men are the answer to their financial woes.

This is a grave mistake and I want to say that it is important for you even if you are married to a money management expert who provides for you and doesn't have a sweetheart (as far as you know) on the side to become involve and understand what’s happening with the money in your house because if something happens to him you won't have the slightest idea of what to do.

And if he does turn out to be a devil because of your hands off approach you won’t be able to find all the money which will result in you getting the shorter end of the stick.

So my warning to you is no matter how confusing, complicated or boring you feel money management is, not learning about money and investing is the most devastating things you can do and a sure bet to ruining your future. And whether you believe it or not, no one can manage your money as good as you can.

The good news is that it does not take a lot of effort for you to manage and make your money grow. If you are guilty of this mistake here are eight simple steps to get you on the right track:

Sugar

You have heard the expression “they have sugar!” over and over again in your homes, in your churches, your schools and at almost all social gathering of Bahamians.

You also know someone who has “sugar”- maybe it’s your mother or father, an aunt or uncle, a brother or sister or your cousin.

You know someone with “sugar” but what is it?

* “Sugar” is our traditional or folk expression for the disease “Diabetes”
* “Sugar” is the fourth leading cause of death amongst Bahamians.
* “Sugar” is one of the leading causes for amputations in the Bahamas.
* “Sugar” is a disease that affects the young as well as the not so young.
* “Sugar” is a disease that is closely linked to your lifestyle and it is preventable.

Unfortunately, because of your lifestyle and your lack of understanding about this disease “Sugar” is on the rise. And why reading this information could save your life. To continue Reading Click Here

Two Critical Keys To Your Financial Survival

In today's uncertain financial markets the one thing that is certain is - if you are going to survive you must take control of your money, no matter your age or income level. And the message is also clear that you are going to have to take full responsibility for your financial well being.

So here are the two critical keys that you can count on to ensure your financial survival.

The first critical key to your financial survival is you have got to know where you're going!

I'm sure you have heard it over and repeatedly - “he who fails to plan, plans to fail” and believe me those words are as true today as they were on the day they were first spoken and yet persons are failing everyday financially because they do not have a plan.

If you are going to survive you have to start with a thoughtful, well-designed financial plan. And you may need professional help in getting it done.

Remember that your financial well being is no different from your medical well being and just as you use a professional to help with your medical need you will need financial help!

Your plan should include the following:

Find out which is the best auto insurance company in the Bahamas

Are you looking for consumer reports and auto insurance company rankings?

Well here is your opportunity to both add your input and see who is on top.

This is not an evaluation of an insurance company financial performance, or their market share but how they treat you the consumer.

We are evaluating what really matters, how did they treated you when you had a claim. So take a few minutes and answer these 10 question and we promise to get you the information you want shortly.


What was your experience and what is your opinion about your insurance company?

Give Your Employees The Financial Help They Need

Give Your Employees The Financial Help They Need With Your 2010 Subscription to

"Getting Healthy & Wealthy With Glenn E-newsletter! "

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Few subjects are as intimidating as money and the money rules used yesterday no longer apply today and that is why your employees need your help!

In these tough economic time many employee are having difficulties

Did you know?

According to a survey done by the American Psychology Association:

* 8 out of 10 people are stressed because of money and the economy
* 50% in the survey stressed about providing for their family and job stability
* Women are bearing the brunt of the financial stress
* ⇒ 60% feel angry and irritable
* 53% fatigued
* 52% sleepless
* Concerns about personal finance are 5x those regarding health

And in 2008, considerable financial distress impacted health and productivity according to a study by Shepell-fgi

Why is this Important for You?

Money problems follow employees to work through:

* Absenteeism: up to $700 per employee annually
* Reduced Employee Productivity: when an employee is present for work, but physically, mentally or emotionally distracted, job performance and productivity suffer by 10%
* Work Place Accidents: Research by the Herman Group proved that 60-80% of accidents are work related
* Employee Turnover: Many employees in financial stress believe they can earn’ their way out of financial problems by getting another job to make more money
* HR Department Distractions: HR Departments feel the impact of financial stress the most, increased by 10%, for time wasted on fielding calls from creditors, advance payments, etc.


This is why you need to get your 2010 subscription to "Getting Healthy & Wealthy With Glenn E-newsletter! "

This monthly financial enewsletter addresses the problems that are creating a world-wide personal financial crisis - and provide solutions that are so simple, yet are counter to conventional common sense about what it takes to be financially successful today.

And is delivered directly to your inbox for easy distribution to your employees by email.

What Others Are Saying

"The information Glen gives is not only relevant and timely it is wisdom with understanding....a call to action and a response to a critical need!"

Beverly A. Saunders Vice President - Training & Organization Development Atlantis Resort


"Helpful, motivational, interesting, sincere" - these are a few words that can be used to describe, the "Getting Healthy and Wealthy Newsletter. There are tidbits for everyone that should cause you to want to take action to change your "bad" habits. I know it has helped me!

Bonnie Nguyen, Human Resourse, Bahama First


"provides the staff with a plethora of sound advice and information that enabled them to make better informed decisions, prepared them more psychologically for a future beyond the "normal job" and helped to jump start their financial planning toward a more comfortable future."

Renee D. Mayers , Former Director of Human Resourse Ministry of Tourism


What I’ve always appreciated about your newsletter is that your approach simplifies the issue of organizing my finances. Your advice also help’s organize my health as a result. Presenting this much needed advice in “layman’s terms” is absolutely wonderful, and I can’t thank you enough for this. Peace of mind regards organizing my finances is so important, and your newsletter goes a long way in assisting me.

Wendy E. Wong Executive Administrator, Bahamas Hotel Association


This e-newsletter teaches your employees:

* How to reduce money stress now
* The foundational basics of financial literacy - money basics
* How to effectively spend and manage money on a day-to-day basis
* How to develop confidence to ask money questions to get better results
* A positive approach to developing lifelong financial security
* How to make critical retirement planning decisions


See Sample of e-newsletter


Annual Subscription Cost:- $600.00


You Get:-

1. An invaluable tool and a much-needed financial service for your employees
2. Freee access to online resourse at www.financialcoachingwithglenn.com
3. 10% discount on all Financial Coaching with Glenn Resources & Seminars



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Investing- You Might As Well Be Blind

Life Insurance - An Invaluable Tool & Good Investment to Make

Frequently I am asked the question, “What is a good investment to make?” You too may have often asked this question. Just keep reading and you will soon find out what I’m bullish about when it comes to investing and why.

Unfortunately, when persons ask this question they are usually not prepared to invest. You see in order to invest you must first have some money. That’s right you need money to invest and you can only get money to invest by saving a portion of your income every pay for this purpose.

If you have no savings, then you can have no investment. You can't invest what you don't have. So the first step in investing is to save some money!

Not every now and then, but consistently and systematically. You should save a portion of every pay cheque you get.

Here’s a simply formula that I like and that will help you get started. After receiving your pay cheque why not start setting aside:-

1. 10% for saving,
2. 10% for investing and
3. 10% for giving (tithes), and then
4. manage your expenses so that they are covered by the reminding 70 percent of your pay.

And if you need help, “Taking Control of Your Money” workbook is a great resource to get you started

I know as you read this you are probably feeling that it won’t work for you but even if you have no money, or heavily in debt, it's important to start now to correct your situation and come up with a plan to cut your expenses and maximize your savings.
You have absolutely nothing to lose and everything to gain by trying this formula. So why not decide today to take time out and begin to properly managing your money! It’s one of your most important resources.

Secondly, you must realize that investing is risky business. You can lose your money.

Continue Reading